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Plan Ahead With Confidence
We offer a complete suite of estate planning services, with a focus on education and clarity. Here’s what we do—and how it can benefit you.
Protect Your Assets
Wills & Will Trusts
Wills & Will Trusts ensure your wishes are followed after death, allowing you to protect loved ones, safeguard assets, and control how your estate is passed on.
A Will is a legal document that sets out what happens to your assets, children, and possessions when you die. It ensures your wishes are followed—rather than relying on government intestacy laws, which may not reflect your intentions.
A Will Trust allows you to add protection to specific assets (often your home or inheritance for children) by controlling how and when they’re passed on.
Anyone over the age of 18 should consider a Will—especially:
- Parents of young children
- Homeowners
- Those in blended families
- People with specific wishes for their estate
A couple with two children from previous relationships create Mirror Wills with Property Protective Trusts. This ensures the surviving partner can stay in the home, but ultimately, their share of the property goes to their own children, avoiding accidental disinheritance through remarriage or new relationships.
An LPA is a legal document that allows someone you trust to make decisions on your behalf if you lose mental or physical capacity.
Two types:
- Property & Financial Affairs LPA – Covers bank accounts, bills, property decisions
- Health & Welfare LPA – Covers care, medical treatment, and living arrangements
Without an LPA, loved ones must apply to the Court of Protection—a time-consuming, expensive, and often distressing process.
Every adult. Incapacity can happen unexpectedly, and LPAs ensure your family can act on your behalf without delay.
A man in his 40s has a stroke and is in a coma. Without LPAs, his partner cannot access joint accounts or speak on his behalf with medical professionals. With LPAs in place, she is legally empowered to manage everything from finances to care decisions, preventing unnecessary stress.
Planning Ahead
Lasting Power of Attorney (LPA)
An LPA lets someone you trust make crucial decisions on your behalf if you lose capacity—protecting your finances, health, and loved ones from unnecessary stress or legal delays.
Business Protection
Business Lasting Power of Attorney (BLPA)
A Business LPA ensures someone you trust can make key decisions and keep your business running if you’re unable to—protecting operations, finances, and staff from disruption.
A Business LPA is a legal document that lets a trusted person make decisions about your business if you become incapacitated. This is especially important for directors and business owners whose absence could disrupt operations.
- Maintains business continuity
- Prevents frozen accounts or missed deadlines
- Protects contracts, payroll, and staff management
- Directors of Limited
- Companies
- Sole traders
- Business partners
A company director is seriously injured and unable to act. Without a Business LPA, contracts are delayed, payments halted, and suppliers left in limbo. With a Business LPA in place, a co-director is authorised to step in, keeping everything running smoothly.
A Living Trust (or Lifetime Trust) allows you to transfer ownership of an asset—often your home or investments—into a Trust during your lifetime. You can continue to benefit from the asset, or you can choose to gift it into the Trust for your beneficiaries, while maintaining control through the Trust rules.
- Control how and when your assets are used
- Protect assets from divorce, bankruptcy, or misuse
- Use for IHT planning if assets are gifted away
- Keep your wishes legally enforceable and protected
- Families with vulnerable or young beneficiaries
- People wanting to gift assets but retain oversight
- Those who want to pass on wealth in a structured, secure way
A woman gifts her rental property into a Living Trust. She sets instructions that the income supports her children’s education and rent. The property is protected from future divorces or financial claims, and her children cannot sell it until they reach a certain age—ensuring it stays in the family.
Future Security
Living Trusts
A Living Trust lets you protect and control how your assets are used during your lifetime and after—offering a secure, flexible way to pass on wealth while safeguarding your wishes.
FAQ
Frequently Asked Questions
Here you’ll find answers to some of the most common questions we’re asked about Wills, Trusts, and estate planning.
Yes. A Will isn’t just about money—it’s about making sure your wishes are followed. It allows you to name guardians for children, leave specific items to loved ones, and avoid confusion or conflict during a difficult time.
The government decides who inherits your estate under the rules of intestacy. This may not reflect your actual wishes—especially if you’re unmarried, part of a blended family, or want to provide for specific people or charities.
A Will outlines what happens to your estate after your death. A Trust can add extra protections—for example, controlling when beneficiaries inherit, protecting assets from divorce or debt, and even managing assets while you're still alive.
As soon as possible. LPAs can only be made while you have mental capacity. If something happens and you haven’t set one up, your family will need to apply to the Court of Protection, which is slow and expensive.
Not at all. We help young families, business owners, and retirees alike. If you have children, property, or any specific wishes about your care or finances, now is the time to put a plan in place.
Yes. Wills and LPAs can be updated, and Trusts can often be adapted depending on how they’re set up. We offer ongoing support so your plans can evolve as your life does.
Yes—always. There’s no cost and no obligation. We’re here to help you understand your options before you decide what’s right for you.
Still Have Questions?
Get in touch with us for further information.